On any given day, there are hundreds—if not thousands—of drivers on Colorado roads who work for rideshare apps like Uber and Lyft, each of whom may take dozens of trips carrying passengers that used to only have taxis as an option for this type of travel. Unfortunately, with so many rideshare drivers out there, it is inevitable that some of them do not always act responsibly.
When an irresponsible rideshare driver causes a crash that leaves you severely injured, you may be able to recover compensation for your harm. Regardless of how your Uber/Lyft/rideshare accident in Colorado Springs happened, help from an experienced legal representative is vital to maximizing the compensation you can recover through insurance claims or civil litigation. Reach out to a hardworking vehicle collision attorney today to get started on your claim.
How to Recover Compensation From a Rideshare Company
Under State Law, rideshare companies in Colorado Springs, including Uber or Lyft, must provide a specific amount of insurance coverage to all passengers who get hurt in a crash. To comply with this rule, Uber and Lyft maintain insurance policies providing $1,000,000 of coverage per accident to account for medical bills, property damage, and other losses stemming from this sort of wreck.
This type of insurance policy only kicks in when a rideshare driver is logged into their employer’s app and is either carrying a paying passenger already or on their way to pick up a passenger whose ride they have accepted. When an Uber driver is using the app—but has not accepted a ride request—when they wreck, Uber’s insurance provides up to $50,000 of coverage for a single person’s injuries or $100,000 for all injuries stemming from that accident, as well as $25,000 for property damage.
Lyft’s policy in scenarios like this does not guarantee a specific amount of insurance coverage per car crash; however, it covers the difference between what the individual Lyft driver’s personal liability insurance covers and what an injured person needs to make up for their crash-related injuries and losses.
How to File a Lawsuit Against an Uber / Lyft Driver
When a rideshare driver is not logged into the app they work for when they get into a car crash in Colorado Springs—or when the company’s insurance coverage does not cover the injuries or losses stemming from the wreck—the injured person could file suit against the individual rideshare driver. Unlike insurance claims, an injured person must pursue this sort of claim on a “fault” basis, meaning they must prove the rideshare driver was directly to blame for causing the car crash.
Additionally, it is often possible to recover payments for damages not covered by the insurance policy, including diminished earning capacity or lost income, physical or psychological suffering, and lost enjoyment of life; however, state law puts several unique restrictions on these lawsuits, as a legal professional could further explain.
Consider Working with a Colorado Springs Attorney After an Uber/Lyft/Rideshare Accident
Getting into a wreck involving a rideshare driver can result in severe injuries and a uniquely complex process for seeking compensation for those injuries. Fortunately, help is available from a knowledgeable legal team member with a track record of getting positive results in cases like yours.
Lawsuits and insurance claims for Uber/Lyft/rideshare accidents in Colorado Springs are easier to handle with capable legal counsel on your side. Call today to learn more.